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YNAB vs. Google Sheets: Which Budgeting Method Actually Works?
YNAB Is a Great Product. It's Also $109/Year to Do Something a Spreadsheet Does for Free.YNAB (You Need A Budget) has a genuinely devoted following — and for good reason. Its zero-based budgeting methodology is sound, its design is clean, and its educational content is excellent. If you're going to pay for a budgeting app, YNAB is probably the best one.But "best paid app" and "best budgeting tool" aren't the...
Why I Stopped Using Mint and Built My Own Budget in Google Sheets
For years, Mint was the go-to budgeting app. Free, automatic, and connected to all your accounts. It felt like the smart way to manage money.Then Mint shut down in March 2024. And millions of people were left scrambling for an alternative.But here's the thing — even before Mint disappeared, a growing number of personal finance enthusiasts had already quietly moved on. Not to another app. To Google Sheets.Here's why.What Happened...
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