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How to Track All Your Debt in One Place Without Expensive Apps
You Have Six Debts and Six Different Apps to Check ThemStudent loan servicer. Credit card app. Car loan portal. Personal loan dashboard. Medical bill payment site. The other credit card app — the one with the slightly different login you always forget.Every month you're logging into six different places, trying to hold the total in your head long enough to make a decision. You never quite can. So you make...
Budgeting Apps vs. Spreadsheets: The Honest Comparison Nobody Wants to Write
Every Budgeting App Review You've Read Was Written by Someone Who Gets Paid When You Click "Sign Up"The vast majority of "best budgeting apps" articles are affiliate-driven. The writer gets a commission — sometimes $50, sometimes $150 — every time you sign up. That's not inherently corrupt, but it creates a systematic bias: apps get reviewed. Spreadsheets don't pay commissions. So spreadsheets rarely get a fair hearing.This post has no...
Why I Stopped Using Mint and Built My Own Budget in Google Sheets
For years, Mint was the go-to budgeting app. Free, automatic, and connected to all your accounts. It felt like the smart way to manage money.Then Mint shut down in March 2024. And millions of people were left scrambling for an alternative.But here's the thing — even before Mint disappeared, a growing number of personal finance enthusiasts had already quietly moved on. Not to another app. To Google Sheets.Here's why.What Happened...
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