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How to Calculate Your FIRE Number (And Actually Hit It)
Your FIRE number is the investment portfolio size that lets you live off returns indefinitely without working. It's calculated as your annual expenses multiplied by 25 — the inverse of the 4% safe withdrawal rate from the Trinity Study. Simple math. Profound implications.This post covers how to calculate your number, how to model the path to hitting it, and the variables that most FIRE calculators ignore.The Core FormulaFIRE Number =...
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