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No software to install, works on any device.\u003c\/p\u003e\u003ch2\u003eFrequently Asked Questions\u003c\/h2\u003e\u003cscript type=\"application\/ld+json\"\u003e{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Does lump sum or dollar-cost averaging perform better?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Historically, lump sum investing outperforms dollar-cost averaging about two-thirds of the time because markets tend to go up over time and deploying capital earlier captures more of that growth. However, DCA reduces the risk of investing a large sum right before a market downturn, which matters a lot psychologically and practically. DCA Captain shows you the historical data for your specific asset so you can make an informed decision rather than relying on a general rule.\"}},{\"@type\":\"Question\",\"name\":\"What is average cost basis and why does it matter?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Average cost basis is the average price you paid per share or coin across all your purchases. It determines your taxable gain or loss when you sell. If you bought 10 shares at $100 and 10 shares at $120, your average cost basis is $110. DCA Captain tracks your cost basis automatically as you log contributions so you always know your true average purchase price.\"}},{\"@type\":\"Question\",\"name\":\"How does the historical simulation work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The historical simulation tests your investment strategy against real historical price data for the S\u0026P 500 or Bitcoin. You choose a historical time period and the simulation shows how both lump sum and DCA strategies would have performed during that period — including the impact of crashes, recoveries, and extended bull markets. It's a reality check on projected returns.\"}},{\"@type\":\"Question\",\"name\":\"Can I track multiple assets or just one?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The live tracker is designed for tracking a single DCA strategy — one asset, one schedule. For tracking a full portfolio across multiple assets and accounts, NorthStar Net Worth or CryptoCompass (for crypto) are better fits. DCA Captain is focused on the strategy comparison and contribution tracking for a single investment.\"}},{\"@type\":\"Question\",\"name\":\"Is this a one-time purchase or a subscription?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"One-time purchase. You pay once, copy the Google Sheet to your Drive, and own it forever. No monthly fees, no account required, no renewal. Your data stays in your Google account.\"}}]}\u003c\/script\u003e\u003cp\u003e\u003cstrong\u003eDoes lump sum or DCA perform better?\u003c\/strong\u003e\u003cbr\u003eLump sum wins ~2\/3 of the time historically. But DCA reduces the risk of buying right before a crash. DCA Captain shows the historical data for your specific asset so you can decide with real numbers.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat is average cost basis?\u003c\/strong\u003e\u003cbr\u003eThe average price you paid per share across all purchases — determines your taxable gain when you sell. DCA Captain tracks it automatically as you log contributions.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eHow does the historical simulation work?\u003c\/strong\u003e\u003cbr\u003eTests both strategies against real S\u0026amp;P 500 or BTC price data for a period you choose — including crashes, recoveries, and bull runs. A reality check on projected returns.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCan I track multiple assets?\u003c\/strong\u003e\u003cbr\u003eThe live tracker is for one asset and schedule. For a full multi-asset portfolio, use NorthStar Net Worth or CryptoCompass alongside DCA Captain.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIs this a subscription?\u003c\/strong\u003e\u003cbr\u003eOne-time purchase. Copy it to your Google Drive and own it forever. No fees, no account, no renewal.\u003c\/p\u003e","brand":"StellarSheets","offers":[{"title":"Default Title","offer_id":51821145653380,"sku":"SS-DCACAPTAIN-001","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1004\/3437\/8884\/files\/09-DCA-Captain.png?v=1777757363"},{"product_id":"cryptocompass-crypto-portfolio-tracker-google-sheets","title":"CryptoCompass – Crypto Portfolio Tracker Google Sheets","description":"\u003cp\u003eMost crypto trackers want your email, your account, and a monthly fee. CryptoCompass wants none of that. It's a Google Sheets template you own forever — no login, no subscription, no third party holding your financial data.\u003c\/p\u003e\u003cp\u003eEnter your coins, your wallets, your cost basis. CryptoCompass does the rest.\u003c\/p\u003e\u003ch2\u003eHow It Works\u003c\/h2\u003e\u003cp\u003eAdd your holdings to the portfolio sheet — coin name, purchase date, quantity, and price paid. 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