{"title":"Home page","description":null,"products":[{"product_id":"debt-payoff-tracker-google-sheets","title":"Debt Payoff Tracker – Google Sheets","description":"\u003cp\u003eYou know you have debt. You know you should be paying it off faster. What you don't have is a clear picture of what it's actually costing you, which account to attack first, and exactly when you'll be done.\u003c\/p\u003e\n\u003cp\u003eThat's what this debt payoff tracker is for. Enter your balances, rates, and minimum payments. It does the rest.\u003c\/p\u003e\n\u003ch2\u003eHow It Works\u003c\/h2\u003e\n\u003cp\u003eAdd each debt to the tracker — creditor name, current balance, interest rate, and minimum payment. The debt payoff tracker automatically calculates your monthly interest cost, total interest over the life of each debt, and your payoff date under both the avalanche method (highest rate first) and snowball method (smallest balance first).\u003c\/p\u003e\n\u003cp\u003eSet your extra monthly payment and watch the payoff dates shift. See exactly how much interest you save by throwing an extra $100, $200, or $500 at your debt each month. Log actual payments as you make them and track your real progress against the plan.\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eEnter your debts — balance, rate, minimum payment\u003c\/li\u003e\n\u003cli\u003eChoose your method: avalanche or snowball\u003c\/li\u003e\n\u003cli\u003eSet your extra monthly payment amount\u003c\/li\u003e\n\u003cli\u003eLog payments monthly and watch your debt-free date get closer\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch2\u003eWho It's For\u003c\/h2\u003e\n\u003cp\u003eThis debt payoff tracker is built for anyone who's tired of making minimum payments and watching balances barely move. It's the right tool if you:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHave multiple debts and aren't sure which to pay off first\u003c\/li\u003e\n\u003cli\u003eWant to see exactly how much interest you're paying each month\u003c\/li\u003e\n\u003cli\u003eAre choosing between the avalanche and snowball methods and want to compare them\u003c\/li\u003e\n\u003cli\u003eNeed a simple, no-subscription way to track debt payoff progress\u003c\/li\u003e\n\u003cli\u003eWant to see how extra payments change your debt-free date in real time\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eIt's not a budgeting app or a full financial dashboard. It's a focused debt payoff tracker that does one thing exceptionally well.\u003c\/p\u003e\n\u003ch2\u003eWhat's Included\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt Input Sheet\u003c\/strong\u003e — enter all your debts with balance, APR, and minimum payment\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAvalanche \u0026amp; Snowball Calculator\u003c\/strong\u003e — automatic payoff order and timeline for both methods\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInterest Cost Tracker\u003c\/strong\u003e — see monthly and total interest for each debt\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExtra Payment Modeler\u003c\/strong\u003e — adjust your extra payment and see the impact on payoff date and interest saved\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProgress Charts\u003c\/strong\u003e — visual balance reduction over time for each debt\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment Log\u003c\/strong\u003e — record actual payments and track real progress vs. the plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eInstant digital download.\u003c\/strong\u003e After purchase, you'll receive a link to copy the Google Sheet directly to your Google Drive. No software to install, works on any device.\u003c\/p\u003e\n\u003ch2\u003eFrequently Asked Questions\u003c\/h2\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's the difference between the avalanche and snowball methods?\u003c\/strong\u003e\u003cbr\u003eAvalanche = highest rate first (less interest). Snowball = smallest balance first (faster wins). This tracker calculates both so you can compare and choose.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow many debts can I track?\u003c\/strong\u003e\u003cbr\u003eAs many as you have. Add rows for credit cards, loans, medical bills — no hard limit.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eDo I need Google Sheets experience?\u003c\/strong\u003e\u003cbr\u003eNo. All formulas are pre-built. Enter your numbers in the labeled cells and the tracker does the rest.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eCan I model extra payments?\u003c\/strong\u003e\u003cbr\u003eYes. Enter any extra monthly amount and the tracker instantly recalculates your payoff date and total interest saved.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eIs this a subscription?\u003c\/strong\u003e\u003cbr\u003eOne-time purchase. Copy it to your Google Drive and own it forever. No fees, no account, no renewal.\u003c\/p\u003e","brand":"StellarSheets","offers":[{"title":"Default Title","offer_id":51814558105732,"sku":"SS-DEBT-TRACKER-001","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1004\/3437\/8884\/files\/StellarSheetsupgrade.png?v=1777578791"}],"url":"https:\/\/stellarsheets.shop\/collections\/frontpage.oembed","provider":"StellarSheets","version":"1.0","type":"link"}